John Deere Financial has announced three new interest free finance programmes for UK and Irish customers this winter.

These include two 'buy now, pay later' schemes designed to help the cash flow of those who may need immediate delivery of new machines to upgrade their fleet, but who want to defer the initial payment until next spring to suit their budget.

Under the first of these schemes, golf and bowls clubs may order any new machine from John Deere turf dealers at any time from now until the end of February 2014, with the first of two annual payments at zero per cent interest due in March 2014, based on 60 per cent of the recommended retail price. Eligible equipment includes all John Deere golf & turf and commercial machines, Gator utility vehicles and John Deere attachments.

The second scheme offers the same terms and is available to all UK and Irish customers. This covers the full John Deere compact utility tractor range from 24 to 66hp, from the 1026R and new 2R Series to the 4020 Series models.

The third scheme runs until the end of January 2014, and is available to anyone ordering a new HPX or XUV Gator 4x4 utility vehicle. This is also based on 60 per cent of the recommended retail price, with customers making 1 + 1 annual payments at zero per cent interest.

"John Deere Financial is committed to finding the right financing solutions for all our customers, particularly in the current economic climate," says John Deere Limited's turf division sales manager Chris Meacock. "These solutions can be tailored to individual cash flow needs and provide flexible and affordable ways to maintain a reliable and up to date fleet of quality equipment."

Other credit profiles are available on request, and the availability of finance is subject to status and to the usual terms and conditions - further details are available at www.JohnDeereFinancial.co.uk or from the John Deere UK and Irish dealer network. Finance is provided through Bank of Ireland Finance (BIF) in the Republic of Ireland.